Chapter-5 , Human Capital Formation ,Indian Economics

  

               Chapter-5 

Human Capital Formation

 Physical Capital:-

It includes all those  inputs which are required for further production like land and building, Plant and machinery, factory etc.

Physical capital is needed to make use of physical resources

The accumulation of physical capital is important for the growth of a country.

The ownership of physical Capital is the outcome of rational decision of the owner. The owner calculate the of return and decide which investment should be made 

The physical capital formation is an  economic and technical process .

Note :-physical capital create only private benefits i.e. benefit which arise to that person who pay the price for the assets

 

Human Capital:-

  It refer to the stock of skills, ability, expertise talent education and knowledge embodied in the people

Human capital is needed for effective utilization of physical capital. There is a need for investment in human capital to produce more human capital

Note : Human capital creates private benefit as well as social benefits i.e. it provides benefit to the owner as well as to the society in general. for eg: A healthy person prevent  spreading of diseases  by maintaining  sanitation

Difference between physical capital and human capital are as follows :-

Basis

Physical Capital

Human Capital

Nature

Physical capital is tangible and can be sold in the markets

Human  capital is Intangible and can not be sold in the markets

Depreciation

It depreciate with the passage of time 

Depreciation in human capital can be reduce by making continuous investment in education and health 

Mobility

It is more mobile between the countries

It is less mobile between the countries

Separate ownership  

It can be separated from the owner

It can never be separated from the owner

 

Human capital formation :-

HCF refers to development  of abilities and skills among the population of the country .

It is  the process of increasing the no of persons who  have the skills knowledge and experience

HCF is associated with investment in man and his development as productive resources

 

Sources of capital formation:-

1.                    Expenditure on Education

2.                    Expenditure on Health

3.                    On the job Training

4.                    Expenditure on Migration

5.                    Expenditure on information

 

1.                    Expenditure on Education :- Proper utility of man power depends on the system of education and training of people .

·  labour skills of an educated person is always more than the skills of uneducated person, which enable him to generate more income's . Expanding education opportunities are needed to accelerate the development of an economy.

·   Individuals invest in education to increase their future.

·  Education contributes to economic growth  because :-

1.             It increases  the earning capacity of people

2.             It enables people to make better choice

3.               It stimulates innovation

 

 

2.                     Expenditure on Health:- Health expenditure is a main  sources of human capital formation because it increase the supply of healthy Labour force.

·     Poor health  adversely affect the quality of manpower. A sick labour is compelled to be absent from work and there will be loss of production.

·     Expenditure on health is important to maintain production labour  adequate food and proper nourishment leads to improvement in human capital.

·     Expenditure on health is of following types

a.      Preventive medicine

b.      Curative medicine i.e during illness

c.      Social medicine i.e spread of health Education

d.       Provision of safe drinking water 

e.      Good sanitation facilities

 

 

3.                    On the job Training: As discuss above, the productivity of physical capital can be enhanced with the improvement in human capital. Due to this reason many company provide on the job training to their workers

Such training has the advantage because it can be provided at cheaper create and it increases the skills and efficiency of the worker

On the job training is of 2 forms

    I.          Workers may be trained in the firm itself .

 II.          Workers may be sent for off campus training.

On the job training is a source of Human capital formation  because the return (Profit from such training to more than cost of training

 

4.                     Expenditure on Migration : People migrate from one place to another in search of jobs that gives them higher salaries

Unemployed people migrate from rural areas to  urban areas in Search of jobs

Qualified people like doctor or engineers migrate  to other countries because of higher salaries

Migration involves 2 kinds of cost :-

(1)  Cost of Transportation from one place to another .

(2)  Higher cost of living in the Migrated place .

Expenditure on migration is a sources  of HCF if the increased Earnings in the migrated place is more than the cost of migration .

 

5.                    Expenditure on information : Expenditures is incurred to acquire information  relating to labor markers and other market.  It involves  amount spent a on seeking information about educational institutes , their standards  and cost of education .

for eg people want to know the level of salary associated with various types of jobs Information is necessary to make decisions the regarding investment  in human capital

 

Relation between Human Capital and Economic Growth

 

Economic growth means increase in Real national income of a country

·     The contribution of an educated person economic growth is more than illiterate person

·     A healthy person also contribute to economic growth by providing continuous labour supply for a longer period of time

·     Human capital stimulates innovation and ability to absorb new technology

So we conclude that there is a direct relation between human capital and economic growth

HOWEVER  it is difficult to prove that increase in human capital always cause economic growth

 

 

Education measured in terms of years of schooling may not reflect the quality of education 

Health services measured in monetary terms may not reflect the true health status of the people

So we can conclude the increase in human capital not always cause economic growth

 

Report by deutsche bank and world bank

Report by Deutsche Bank :-

In its report “Global growth center” Identifies that India will emerge as one among  four growth centers in the world by 2020     .

 It state that human capital is the most important factor for production because increase in human capital is important for increase in GDP , it state that between 2005 and 2020 40% increase in average year of education is expected in India .

Report by World Bank :-

The recent report of world bank “India and the knowledge economy” State that India should make a change over knowledge economy

If India uses its knowledge effectively then its per capita income will increase from 1,000 US dollar to 3,000 Us dollar by 2020

It states that India has all the key factors

for making this change over like skilled labour, well functioning democracy and effective science and technology

Conclusion: The above 2 reports point out that human capital formation in India will move  Indian economy to a higher growth path

 

Role of Human capital formation

 

1.  Effective use of physical capital:- The growth and productivity of physical capital depends on human capital formation

The physical capital can be created only by hard and intelligent work of human beings in the economy

. They human skills and their efforts are necessary for proper utilisation of physical capital

 

2.  Higher Productivity : Human capital formation increases

productivity because skilled workers make better use of resources .

Increase in productivity depends on technical skills of the people which can be acquire only by education and training

3.  Innovation & technological improvements:- The human capital formation stimulates innovation and creates ability to absorb new technology Education provides  knowledge  to understand the changes of society .

 

4.  Modernization of attitude:- The knowledge ,  skills and physically fitness of the people  are powerful instruments for changes in the society. Economic development of a country depends on the mind of people and then changing attitude  towards society

5.   Improve life expectancy:- Human capital formation  increases life expectancy of the people, Health facility and food nutrition unable people to live healthy and long life .

6.  Improve quality of life:- The quality of life  of people depends upon the life of  education and health .

Human capital formation not only makes people productive and creative but also transform the life of people

7.                 Control of population growth:-  It has been observed that educated people have smaller families as compared to illiterate   families so spread of education necessary to control the population growth rate .

Problems of human capital formation (HCF):-

1.  Insufficient Resources :- The resources allocated for human capital formation have been much less than actually required,  Due to this , the facilities of human capital formation have remained inadequate

2.  Serious inefficiency : There is a lot of wastage of resources of society because the capability of educated People are either not made use of (Unemployment) or Under used (Underemployment), Massive illiteracy and non education of many children are also serious inefficiency

3.   Brain Drain: People migrate from one place to - another in search of better jobs and handsome salary. It leads to loss of quality people   who have high potential

4.  . High rate of population growth:- The continuous  increase in population has adversely affect the quality of human capital, It reduces per head  availability  of facility

5.  Imbalances of Economy :-A greater proportion of  resources  have been spent on higher education, as compared to primary and secondary education   and It leads to low productivity  in the economy

6.  Improper manpower  planning: There įs an imbalance between  demand and supply of human resource especially  skilled labour, it leads to wastage of  resource

7.  Weak science and technology :- In respect of education the performance is Unsatisfactory in the field of science

 

Regulatory authority

 

 Regulatory authority for  Education :-

1.  Education Ministry of education at Union and state level

2.  Departments of education

3.  National Council of educational research and training (NCERT)

4.  University grant commission (UGC)

5.  All India Council of technical Education  (AICPE)

 

Regulatory authority for Health :-

1.  Ministry of health at  Union and state level  

2.  Department of health

3.  Indian council of medical research (IMCR)

 

Human Capital V/s Human Development

Ø Human capital consider education and health a tool to increase the productivity whereas according  to human development education and health are basic parts of human well being because when people are able to read and write and have healthy life only then they can make a better choice.

 

Ø Human capital treats human beings as  a tool to increase productivity whereas according to human development human welfare should  increased by investment in education and health even if such investments do not result any productivity

 

Conclusion : so according to human development every individual has a right to get basic education and health irrespective of any productivity .

 

 HCF in INDIA

·     India is a federal  country with union government, state government and local govt. The constitution of India mentioned the function to be carried out by each level of government

·     Expenditure on education and health are to be carried out by all the 3 level  of the govt.

·     Education and health services creates public as well as social benefit and thus private and public sector both are involve in education and health .

·     Education commission (1964-66) had recommended  that at least 6%  of  GDP should be spent on education but recently it Ã¥ just around 4% of GDP

Need for government interference in education and health

 Govt. interference in education and health is necessary  because of the  following three reasons

1.  The expenditure on  health makes the long term impact and they cannot be easily reversed

2.  Individual consumer do not have complete information about the Quality and cost

3.  The provider of education and health i.e. private sector may acquire monopoly power and can exploit  the market

 

Conclusion:- So role of govt. in  education is Important so that  govt. can charge correct price and provide correct quality

 

Important Note :-

Basic education  and health (a fundamental right ) In India a  section of population lives below poverty line and are unable to afford basic education and health 

                         So it is essential that the govt. should provide education and health free of cost for deserving citizen and to the backward class

Education sector in India 

(1) Growth of Govt. expenditure on education:-  

A.        As a percentage of gout expenditure:-  It indicates the importance of education in all the schemes of the govt. during 1952-2014  it increases from  7.92 % to 15.7%.

B.        As a percentage of a GDP:- It indicates  the proportion of GDP spent on education,  During 1952-20 14 it increased from 0.64 to 4.13%

(2) Important points about govt. expenditure on Education :-

A.        Govt spends more on elementary Education : Elementary education  (Primary & Middle school ) takes a major  share of total educational expenditure where as share of  higher education is at the least level .

B.        Tertiary Education is Important: On an average govt. spends less on tertiary education but  Expenditure per student is still high as we expand school education we need more teachers who are train in higher education so expenditure  on the levels of education should be increased

C.          Difference in educational opportunity across Status. In 2014-15 the per capita education expenditure is very high in Himachal Pradesh i.e.  34,651 where as very low in Bihar i.e. 4,088.

(3) Provision of free and compulsory Educator:-  In 1998, Indian govt. appointed Tapas Majumdar committee , which estimated an expenditure of Rs 1.37 lakh crore over the 10 years (1998-2007) to bring all the Indian children with age groups 6-14 in the context of education .

A. In 2009 govt. enacted right education act to make free education a fundamental right for all the children with age groups  6-14 years.

B. Govt of India has also started imposing 2% education Cess on all union taxes. This amount will spent on elementary Education

Govt. sanctioned a large amount for the promotion of  higher education with new loan schemes

 

(4) Educational achievement in India

A. Adult literacy Rate:- It refers to the ratio of literate adults population out of total adults in the country

·     In case of male this rate has increased from 61.9% in 1990 to 81% in 2015

·        In case of females it has increased from 37.9% in 1990 to 63% in 2015

B. Primary completion Rate:- It is the percentage of student completing the last year of primary Schooling 

 

·        In case of male it has increase from 78% in 1990 to 94% in 2015

·      In case of female it has increase  from 61 % in 1990 to 99% in 2015

C.  Youth literacy Rate:- It is the percentage with age group 15-24 years who are able  to read and write

·        In case of males it has increased from 76.6% in 1990 to 92% in 2015

·        In case of  females it has increased  from 54.2% in 1990 to 87% in 2015 .

(5). Future prospects of education in India :-

A. Education for All “Still a dream”:-The literacy rate

for both adults and youth have increased but the absolute no of illiterate  in India are still very high.

 In 1950 the constitution of India should provide free and compulsory education for  all the children with age groups 6-14 years, if we would  done this we achieve 100% literacy by now .

 

B.  Gender equity: The difference  in literacy rate between males and females are reducing day by day but women education  needs to be promoted more to improve the social status of women and women  education makes a favorable impact on the health of women and children.

(6) Higher education a few taker:- The Indians education is indicating that less and less no of people  reaching the higher education level .

According to NSSO,

·     In year 2011-12 ,out of youth males in rural areas who studied graduation , 19% are unemployed

·     In year 2011-12, out of youth males in urban areas who studied graduation 16% are unemployed

·     Out of young rural female graduates 30% of them  are unemployed

·     Around 3% to 6% of primary level educated youth in  rural and urban both are unemployed

So we can conclude that govt. need to do more for higher education .


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